Here is an overview of the insurance that we provide.
Insurance must be purchased directly through MBA Insurance
We would REALLY like to bundle the insurance with our rental rates, but our insurance provider requires that you purchase it separately. So you will have 2 transactions: your rental and then your insurance. You can choose how much coverage you would like.
Coverage Rates
Essential Insurance $67/Day
By purchasing an insurance addendum, coverage extends to you, the Renter, from the Rental Operator’s policy. Policy coverage includes:
- State Statutory Limits of Liability
- Uninsured and/or Underinsured Motorists as required by state law
- Medical Payments or Personal Injury Protection as required by state law
- Comprehensive and Collision with a per occurrence deductible
- Automobile Liability
- Coverage: $500,000 Combined Single Limit.
- Details: Covers bodily injury and property damage you may cause to others in an accident.
- Comprehensive Coverage
- Coverage: $60,000.
- Deductible: $2,500 per occurrence.
- Details: Protects against damage to the RV from non-collision incidents like theft, vandalism, or natural disasters.
- Collision Coverage
- Coverage: $60,000.
- Deductible: $2,500 per occurrence.
- Details: Covers damage to the RV resulting from a collision with another vehicle or object.
- Medical Payments
- Coverage: $1,000 per person.
- Details: Pays for medical expenses for you and your passengers in the event of an accident.
- Uninsured/Underinsured Motorist (UM)
- Coverage: $30,000 per person, $60,000 per accident, $25,000 property damage.
- Details: Protects you if you're involved in an accident with a driver who has insufficient or no insurance
View full details of coverage here.
SLI Coverage: $19.95/Day
It is recommended that you purchase Supplemental Liability Insurance (SLI). SLI is additional liability insurance over and above the state statutory limit. When you accept SLI, the policy may provide you with excess coverage for the difference between that provided in your Rental or Sharing agreement and the maximum total aggregate limit per accident of up to $500,000.
Internal Limits Apply: $100,000 per person Bodily Injury limit per Accident and $50,000 Property Damage limit per Accident (Included in Aggregate limit and reduced by any other valid and collectible insurance).
Personal Accident Insurance/Personal Effects Insurance Coverage: $5.95/Day
- Personal Accident Insurance (PAI): Provides 24-hour accident protection to the primary Renter or Sharer and their immediate family for a death while traveling in the Rented or Shared Vehicle during the entire period of the Rental Agreement. Passengers are protected only while in, boarding, or alighting from the designated vehicle.
- Limits: $50,000 Renter / $5,000 Passenger / $55,000 Aggregate
Emergency Medical Expense Limit: $1,000 Per Rental Agreement (Included in Aggregate)
Deductible: NIL - Personal Effects Insurance (PEI): Protects your personal belongings as the primary Renter or Sharer and those of your immediate family traveling with you.
- Limits: $525 Person / $525 Per Occurrence
Deductible: $25 Per Person
Roadside Assistance: $15/Day
Emergency roadside assistance is provided 24/7/365 by our trained RV associates. Our vast network of service providers offers a wide range of services to get your rental RV back on the road. You’ll cover a lot of ground and need the kind of security that only RentSafe RV Roadside Assistance can offer. You’ll receive coverage from a network of providers who can service your RV in case of a breakdown.
Important: Roadside Assistance coverage must be purchased at least two days in advance. If your trip starts sooner, the Roadside coverage dates will be adjusted. View Terms
